Residential Metal Roofing Pearland

Is roof damage due to tree branches covered by insurance?

Roof damage has many causes with some roof damage covered by insurance and some excluded. Trees do cause a great deal of roof damage, but not all tree damage may be covered. For example, if a tree falls and damages the roof, it is an unexpected, natural event and would likely fall under the policy’s terms. On the other hand, if limbs are allowed to scrape the roof without being trimmed back, the resulting roof damage may be considered a maintenance issue and not covered by the insurance policy.

How much does it cost to repair a roof leak?

All roof leaks are not created equally. Therefore, it’s impossible to quote the repair without first evaluating it.

My roof has several leaks. Does this mean it needs to be replaced?

Not necessarily. It depends on what is going on with your roof. When we come out and evaluate the leaks, we’ll be in a better position to make a recommendation.

My roofer says my roof has hail damage and my insurance adjuster says the roof is just fine. Who’s right?

Without seeing the roof, we can only speculate. However, having worked on Texas roofing projects for over twenty years, we’ve seen plenty of hail damaged roofs – and plenty of insurance claim denials and disputes. Hail stones often loosen the tiny granules on composite shingles. These loose granules make it tough to see the roof damage at first. As time goes by, the loose granules are displaced by wind and rain, leaving bare spots. At this point, the damage is more obvious but potentially too late for an insurance claim.

I’m considering buying a house in Pearland but the roof looks worn. Should I have it inspected?

Absolutely! The small cost of a roof inspection could save you thousands of dollars or buy you peace of mind. Either way, if you’re concerned about the roof’s condition, it’s better to find out what you’re up against before you buy. Plus, if the roof does need to be repaired or replaced, finding out before you make an offer puts you in a much better position.